Do you have a HELOC loan or thinking of getting a HELOC? Use our HELOC loan calculator to calculate the overall costs of a HELOC loan against your home equity. View the printable HELOC amortization schedule to learn how much you pay in interest and principal each month.
HELOC Loan Calculator |
|
| $100,000.00 | |
| $654.17 for 72 payments $1,205.36 for 120 payments |
|
| 6 years | |
| 16 years | |
| 192 | |
| Jan, 2025 | |
| Dec, 2040 | |
| $91,744.02 | |
| $191,744.02 | |
HELOC Amortization Schedule |
||||||
| Payment Date | Payment # | Interest Paid | Principal Paid | Total Payment | Remaining Balance | |
|---|---|---|---|---|---|---|
| Jan, 2025 | 1 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Feb, 2025 | 2 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Mar, 2025 | 3 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Apr, 2025 | 4 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| May, 2025 | 5 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Jun, 2025 | 6 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Jul, 2025 | 7 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Aug, 2025 | 8 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Sep, 2025 | 9 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Oct, 2025 | 10 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Nov, 2025 | 11 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Dec, 2025 | 12 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Jan, 2026 | 13 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Feb, 2026 | 14 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Mar, 2026 | 15 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Apr, 2026 | 16 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| May, 2026 | 17 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Jun, 2026 | 18 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Jul, 2026 | 19 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Aug, 2026 | 20 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Sep, 2026 | 21 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Oct, 2026 | 22 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Nov, 2026 | 23 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Dec, 2026 | 24 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Jan, 2027 | 25 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Feb, 2027 | 26 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Mar, 2027 | 27 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Apr, 2027 | 28 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| May, 2027 | 29 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Jun, 2027 | 30 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Jul, 2027 | 31 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Aug, 2027 | 32 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Sep, 2027 | 33 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Oct, 2027 | 34 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Nov, 2027 | 35 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Dec, 2027 | 36 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Jan, 2028 | 37 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Feb, 2028 | 38 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Mar, 2028 | 39 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Apr, 2028 | 40 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| May, 2028 | 41 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Jun, 2028 | 42 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Jul, 2028 | 43 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Aug, 2028 | 44 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Sep, 2028 | 45 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Oct, 2028 | 46 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Nov, 2028 | 47 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Dec, 2028 | 48 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Jan, 2029 | 49 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Feb, 2029 | 50 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Mar, 2029 | 51 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Apr, 2029 | 52 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| May, 2029 | 53 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Jun, 2029 | 54 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Jul, 2029 | 55 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Aug, 2029 | 56 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Sep, 2029 | 57 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Oct, 2029 | 58 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Nov, 2029 | 59 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Dec, 2029 | 60 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Jan, 2030 | 61 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Feb, 2030 | 62 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Mar, 2030 | 63 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Apr, 2030 | 64 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| May, 2030 | 65 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Jun, 2030 | 66 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Jul, 2030 | 67 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Aug, 2030 | 68 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Sep, 2030 | 69 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Oct, 2030 | 70 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Nov, 2030 | 71 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Dec, 2030 | 72 | $654.17 | $0.00 | $654.17 | $100,000.00 | |
| Jan, 2031 | 73 | $654.17 | $551.19 | $1,205.36 | $99,448.81 | |
| Feb, 2031 | 74 | $650.56 | $554.80 | $1,205.36 | $98,894.01 | |
| Mar, 2031 | 75 | $646.93 | $558.43 | $1,205.36 | $98,335.58 | |
| Apr, 2031 | 76 | $643.28 | $562.08 | $1,205.36 | $97,773.50 | |
| May, 2031 | 77 | $639.60 | $565.76 | $1,205.36 | $97,207.74 | |
| Jun, 2031 | 78 | $635.90 | $569.46 | $1,205.36 | $96,638.28 | |
| Jul, 2031 | 79 | $632.18 | $573.18 | $1,205.36 | $96,065.10 | |
| Aug, 2031 | 80 | $628.43 | $576.93 | $1,205.36 | $95,488.17 | |
| Sep, 2031 | 81 | $624.65 | $580.71 | $1,205.36 | $94,907.46 | |
| Oct, 2031 | 82 | $620.85 | $584.51 | $1,205.36 | $94,322.95 | |
| Nov, 2031 | 83 | $617.03 | $588.33 | $1,205.36 | $93,734.62 | |
| Dec, 2031 | 84 | $613.18 | $592.18 | $1,205.36 | $93,142.44 | |
| Jan, 2032 | 85 | $609.31 | $596.05 | $1,205.36 | $92,546.39 | |
| Feb, 2032 | 86 | $605.41 | $599.95 | $1,205.36 | $91,946.44 | |
| Mar, 2032 | 87 | $601.48 | $603.88 | $1,205.36 | $91,342.56 | |
| Apr, 2032 | 88 | $597.53 | $607.83 | $1,205.36 | $90,734.73 | |
| May, 2032 | 89 | $593.56 | $611.80 | $1,205.36 | $90,122.93 | |
| Jun, 2032 | 90 | $589.55 | $615.81 | $1,205.36 | $89,507.12 | |
| Jul, 2032 | 91 | $585.53 | $619.83 | $1,205.36 | $88,887.29 | |
| Aug, 2032 | 92 | $581.47 | $623.89 | $1,205.36 | $88,263.40 | |
| Sep, 2032 | 93 | $577.39 | $627.97 | $1,205.36 | $87,635.43 | |
| Oct, 2032 | 94 | $573.28 | $632.08 | $1,205.36 | $87,003.35 | |
| Nov, 2032 | 95 | $569.15 | $636.21 | $1,205.36 | $86,367.14 | |
| Dec, 2032 | 96 | $564.99 | $640.37 | $1,205.36 | $85,726.77 | |
| Jan, 2033 | 97 | $560.80 | $644.56 | $1,205.36 | $85,082.21 | |
| Feb, 2033 | 98 | $556.58 | $648.78 | $1,205.36 | $84,433.43 | |
| Mar, 2033 | 99 | $552.34 | $653.02 | $1,205.36 | $83,780.41 | |
| Apr, 2033 | 100 | $548.06 | $657.30 | $1,205.36 | $83,123.11 | |
| May, 2033 | 101 | $543.76 | $661.60 | $1,205.36 | $82,461.51 | |
| Jun, 2033 | 102 | $539.44 | $665.92 | $1,205.36 | $81,795.59 | |
| Jul, 2033 | 103 | $535.08 | $670.28 | $1,205.36 | $81,125.31 | |
| Aug, 2033 | 104 | $530.69 | $674.67 | $1,205.36 | $80,450.64 | |
| Sep, 2033 | 105 | $526.28 | $679.08 | $1,205.36 | $79,771.56 | |
| Oct, 2033 | 106 | $521.84 | $683.52 | $1,205.36 | $79,088.04 | |
| Nov, 2033 | 107 | $517.37 | $687.99 | $1,205.36 | $78,400.05 | |
| Dec, 2033 | 108 | $512.87 | $692.49 | $1,205.36 | $77,707.56 | |
| Jan, 2034 | 109 | $508.34 | $697.02 | $1,205.36 | $77,010.54 | |
| Feb, 2034 | 110 | $503.78 | $701.58 | $1,205.36 | $76,308.96 | |
| Mar, 2034 | 111 | $499.19 | $706.17 | $1,205.36 | $75,602.79 | |
| Apr, 2034 | 112 | $494.57 | $710.79 | $1,205.36 | $74,892.00 | |
| May, 2034 | 113 | $489.92 | $715.44 | $1,205.36 | $74,176.56 | |
| Jun, 2034 | 114 | $485.24 | $720.12 | $1,205.36 | $73,456.44 | |
| Jul, 2034 | 115 | $480.53 | $724.83 | $1,205.36 | $72,731.61 | |
| Aug, 2034 | 116 | $475.79 | $729.57 | $1,205.36 | $72,002.04 | |
| Sep, 2034 | 117 | $471.01 | $734.35 | $1,205.36 | $71,267.69 | |
| Oct, 2034 | 118 | $466.21 | $739.15 | $1,205.36 | $70,528.54 | |
| Nov, 2034 | 119 | $461.37 | $743.99 | $1,205.36 | $69,784.55 | |
| Dec, 2034 | 120 | $456.51 | $748.85 | $1,205.36 | $69,035.70 | |
| Jan, 2035 | 121 | $451.61 | $753.75 | $1,205.36 | $68,281.95 | |
| Feb, 2035 | 122 | $446.68 | $758.68 | $1,205.36 | $67,523.27 | |
| Mar, 2035 | 123 | $441.71 | $763.65 | $1,205.36 | $66,759.62 | |
| Apr, 2035 | 124 | $436.72 | $768.64 | $1,205.36 | $65,990.98 | |
| May, 2035 | 125 | $431.69 | $773.67 | $1,205.36 | $65,217.31 | |
| Jun, 2035 | 126 | $426.63 | $778.73 | $1,205.36 | $64,438.58 | |
| Jul, 2035 | 127 | $421.54 | $783.82 | $1,205.36 | $63,654.76 | |
| Aug, 2035 | 128 | $416.41 | $788.95 | $1,205.36 | $62,865.81 | |
| Sep, 2035 | 129 | $411.25 | $794.11 | $1,205.36 | $62,071.70 | |
| Oct, 2035 | 130 | $406.05 | $799.31 | $1,205.36 | $61,272.39 | |
| Nov, 2035 | 131 | $400.82 | $804.54 | $1,205.36 | $60,467.85 | |
| Dec, 2035 | 132 | $395.56 | $809.80 | $1,205.36 | $59,658.05 | |
| Jan, 2036 | 133 | $390.26 | $815.10 | $1,205.36 | $58,842.95 | |
| Feb, 2036 | 134 | $384.93 | $820.43 | $1,205.36 | $58,022.52 | |
| Mar, 2036 | 135 | $379.56 | $825.80 | $1,205.36 | $57,196.72 | |
| Apr, 2036 | 136 | $374.16 | $831.20 | $1,205.36 | $56,365.52 | |
| May, 2036 | 137 | $368.72 | $836.64 | $1,205.36 | $55,528.88 | |
| Jun, 2036 | 138 | $363.25 | $842.11 | $1,205.36 | $54,686.77 | |
| Jul, 2036 | 139 | $357.74 | $847.62 | $1,205.36 | $53,839.15 | |
| Aug, 2036 | 140 | $352.20 | $853.16 | $1,205.36 | $52,985.99 | |
| Sep, 2036 | 141 | $346.62 | $858.74 | $1,205.36 | $52,127.25 | |
| Oct, 2036 | 142 | $341.00 | $864.36 | $1,205.36 | $51,262.89 | |
| Nov, 2036 | 143 | $335.34 | $870.02 | $1,205.36 | $50,392.87 | |
| Dec, 2036 | 144 | $329.65 | $875.71 | $1,205.36 | $49,517.16 | |
| Jan, 2037 | 145 | $323.92 | $881.44 | $1,205.36 | $48,635.72 | |
| Feb, 2037 | 146 | $318.16 | $887.20 | $1,205.36 | $47,748.52 | |
| Mar, 2037 | 147 | $312.35 | $893.01 | $1,205.36 | $46,855.51 | |
| Apr, 2037 | 148 | $306.51 | $898.85 | $1,205.36 | $45,956.66 | |
| May, 2037 | 149 | $300.63 | $904.73 | $1,205.36 | $45,051.93 | |
| Jun, 2037 | 150 | $294.71 | $910.65 | $1,205.36 | $44,141.28 | |
| Jul, 2037 | 151 | $288.76 | $916.60 | $1,205.36 | $43,224.68 | |
| Aug, 2037 | 152 | $282.76 | $922.60 | $1,205.36 | $42,302.08 | |
| Sep, 2037 | 153 | $276.73 | $928.63 | $1,205.36 | $41,373.45 | |
| Oct, 2037 | 154 | $270.65 | $934.71 | $1,205.36 | $40,438.74 | |
| Nov, 2037 | 155 | $264.54 | $940.82 | $1,205.36 | $39,497.92 | |
| Dec, 2037 | 156 | $258.38 | $946.98 | $1,205.36 | $38,550.94 | |
| Jan, 2038 | 157 | $252.19 | $953.17 | $1,205.36 | $37,597.77 | |
| Feb, 2038 | 158 | $245.95 | $959.41 | $1,205.36 | $36,638.36 | |
| Mar, 2038 | 159 | $239.68 | $965.68 | $1,205.36 | $35,672.68 | |
| Apr, 2038 | 160 | $233.36 | $972.00 | $1,205.36 | $34,700.68 | |
| May, 2038 | 161 | $227.00 | $978.36 | $1,205.36 | $33,722.32 | |
| Jun, 2038 | 162 | $220.60 | $984.76 | $1,205.36 | $32,737.56 | |
| Jul, 2038 | 163 | $214.16 | $991.20 | $1,205.36 | $31,746.36 | |
| Aug, 2038 | 164 | $207.67 | $997.69 | $1,205.36 | $30,748.67 | |
| Sep, 2038 | 165 | $201.15 | $1,004.21 | $1,205.36 | $29,744.46 | |
| Oct, 2038 | 166 | $194.58 | $1,010.78 | $1,205.36 | $28,733.68 | |
| Nov, 2038 | 167 | $187.97 | $1,017.39 | $1,205.36 | $27,716.29 | |
| Dec, 2038 | 168 | $181.31 | $1,024.05 | $1,205.36 | $26,692.24 | |
| Jan, 2039 | 169 | $174.61 | $1,030.75 | $1,205.36 | $25,661.49 | |
| Feb, 2039 | 170 | $167.87 | $1,037.49 | $1,205.36 | $24,624.00 | |
| Mar, 2039 | 171 | $161.08 | $1,044.28 | $1,205.36 | $23,579.72 | |
| Apr, 2039 | 172 | $154.25 | $1,051.11 | $1,205.36 | $22,528.61 | |
| May, 2039 | 173 | $147.37 | $1,057.99 | $1,205.36 | $21,470.62 | |
| Jun, 2039 | 174 | $140.45 | $1,064.91 | $1,205.36 | $20,405.71 | |
| Jul, 2039 | 175 | $133.49 | $1,071.87 | $1,205.36 | $19,333.84 | |
| Aug, 2039 | 176 | $126.48 | $1,078.88 | $1,205.36 | $18,254.96 | |
| Sep, 2039 | 177 | $119.42 | $1,085.94 | $1,205.36 | $17,169.02 | |
| Oct, 2039 | 178 | $112.31 | $1,093.05 | $1,205.36 | $16,075.97 | |
| Nov, 2039 | 179 | $105.16 | $1,100.20 | $1,205.36 | $14,975.77 | |
| Dec, 2039 | 180 | $97.97 | $1,107.39 | $1,205.36 | $13,868.38 | |
| Jan, 2040 | 181 | $90.72 | $1,114.64 | $1,205.36 | $12,753.74 | |
| Feb, 2040 | 182 | $83.43 | $1,121.93 | $1,205.36 | $11,631.81 | |
| Mar, 2040 | 183 | $76.09 | $1,129.27 | $1,205.36 | $10,502.54 | |
| Apr, 2040 | 184 | $68.70 | $1,136.66 | $1,205.36 | $9,365.88 | |
| May, 2040 | 185 | $61.27 | $1,144.09 | $1,205.36 | $8,221.79 | |
| Jun, 2040 | 186 | $53.78 | $1,151.58 | $1,205.36 | $7,070.21 | |
| Jul, 2040 | 187 | $46.25 | $1,159.11 | $1,205.36 | $5,911.10 | |
| Aug, 2040 | 188 | $38.67 | $1,166.69 | $1,205.36 | $4,744.41 | |
| Sep, 2040 | 189 | $31.04 | $1,174.32 | $1,205.36 | $3,570.09 | |
| Oct, 2040 | 190 | $23.35 | $1,182.01 | $1,205.36 | $2,388.08 | |
| Nov, 2040 | 191 | $15.62 | $1,189.74 | $1,205.36 | $1,198.34 | |
| Dec, 2040 | 192 | $7.84 | $1,198.34 | $1,206.18 | $0.00 | |